Quote of the day for Tuesday, December 30th

Jill M Roberts

Since it’s the day before the last day of the year, I thought I’d do a reflective quote (that of course corresponds with the author’s birthday). Have a wonderful New Year if I don’t connect with you before!


Where does it all lead? What will become of us? These were our young questions, and young answers were revealed. It leads to each other. We become ourselves. 

Patti Smith

Happy 68th birthday, Patti Smith! The singer-songwriter wrote a beautiful memoir, Just Kids, about her deep friendship with artist Robert Mapplethorpe. The book won the National Book Award in 2010.

All My Best,
Jill M Roberts

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Happy Sunday! Here’s your quote of the day…


Thus it is that no cruelty whatsoever passes by without impact. Thus it is that we always pay dearly for chasing after what is cheap. 

Alexandr Solzhenitsyn

December 28, 1973: Aleksandr Solzhenitsyn’s book about the Soviet prison camp system, The Gulag Archipelago, was published 41 years ago today. The Russian writer was arrested and exiled for his work.

All My Best,
Jill M Roberts


Love Of Words quote of the day!

Happy Boxing Day all! Hope everyone had a wonderful Christmas! Now it’s back to the grind, so here is your quote of the day…


Sometimes the sins you haven’t committed are all you have left to hold onto. 

David Sedaris

Happy 58th birthday, David Sedaris! The sardonic essayist rose to fame when he read a diary entry about being a department store elf on public radio. It later appeared in his first book, Barrel Fever.

All My Best,
Jill M Roberts

Word of the Day~ luminaria – SoundCloud

Merry Christmas! 😘💖

Jill M Roberts

Listen to Word of the Day~ luminaria by JillNYC76 #np on #SoundCloud
Listen below:

Or read it here:

luminaria • loo-muh-NAIR-ee-uh  • noun
: a traditional Mexican Christmas lantern originally consisting of a candle set in sand inside a paper bag 

Luminarias lined the streets throughout the neighborhood for the annual Christmas Stroll. 

“The luminaria … will light up the night around Olean on Dec. 21, the longest night of the year, in honor of the homeless.” — Kate Day Sager, Olean (New York) Times Herald, November 17, 2014

Did you know?
Luminaria is a fairly recent addition to English; the earliest known use in our language dates from 1949, about the time that the old Mexican Christmas custom was gaining popularity among Anglo-Americans. In some parts of the U.S., particularly New Mexico, these festive lanterns are also called farolitos, which means “little lanterns” in Spanish…

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Merry Christmas! Here’s your quote of the day…

Jill M Roberts

Merry Christmas and Happy Holidays from my family to yours


Have a Holly Jolly Christmas!

Now, here’s your quote of the day…


I think there’s just one kind of folks. Folks. 

Harper Lee

December 25, 1956: Harper Lee was working as an airline ticket agent, spending Christmas away from home with her friend Michael Brown, a Broadway songwriter. On Christmas morning, 58 years ago, Brown and his wife gave her the gift of a year to write—by March, she had written most of To Kill a Mockingbird.

All My Best,
Jill M Roberts

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Books by Jill M Roberts and C J Robb

Happy Holidays! XOXOX

Jill M Roberts

Hi All,

Just in time for Christmas I’m lowering the prices of my books! I’m talking less than a buck! This way you won’t break the bank either getting something for yourself or gifting it to a loved one! Below is the Amazon links to the books written under my name and my pen name C J Robb (That’s right, C J Robb is me too!) Hope you all enjoy a wonderful Holiday Season and a Happy and Healthy New Year!

All My Best,

The Infinite Character of King Arthur: His History and Legend, His Camelot and Avalonby Jill M Roberts


The End: How to Survive the End of the World
by Jill M Roberts


The 10 Keys to Happiness: Simple Ways to Enjoy Life
by C J Robb


Simply Gluten Free: Everything You Need To Know To Live The Gluten Free Lifestyleby C…

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Word of the day~zaibatsu – SoundCloud

Listen to Word of the day~zaibatsu by JillNYC76 #np on #SoundCloud
Click here to hear your word of the day: zaibatsu
Or read it below:

zaibatsu • \zye-BAHT-soo\  • noun
: a powerful financial and industrial conglomerate of Japan 

As owners of a zaibatsu with interests in the insurance and banking industries, the family’s decisions had an undeniable impact on the Japanese economy. 

“Cartels have also been fostered by the nation-state: Japan’s zaibatsu conglomerates fueled its empire, and the United States was a hotbed of collusion well into the early 1900s.” — Paul Voosen, The Chronicle of Higher Education, September 16, 2013

Did you know?
Zaibatsu is a compound formed by the Japanese words zai, meaning “money” or “wealth,” and batsu, meaning “clique” or “clan.” The word refers to one of several large capitalist enterprises that developed in Japan after the Meiji Restoration of 1868 and that expanded rapidly during World War I. Each zaibatsu was typically organized around a single family and controlled interests in multiple areas, such as mining, foreign trade, textiles, insurance, and especially banks. While zaibatsus were dissolved during the Allied occupation of Japan following World War II (around the time the word entered English), many of the individual companies that comprised them continued to be managed as they had been, and the term has survived.

All My Best,
Jill M Roberts


Love Of Words’ Quote of the Day! (I really love this one!)


Beauty is terror. Whatever we call beautiful, we quiver before it. 

Donna Tartt

Happy 51st birthday, Donna Tartt! The novelist began writing her debut book, The Secret History, when she was a student at Bennington College—it was published to great acclaim when she was 28. Since then, Tartt has published a novel every decade or so. Her most recent, The Goldfinch, won the Pulitzer Prize in 2013.

All My Best,
Jill M Roberts

Urban Word of the day

credit mule

n. A credit-worthy person who is recruited by a scammer to sign a cellular contract to get a free or discounted phone and then sell that phone to the recruiter.

Other Forms

credit-mule adj. · credit muling pp.


cf. drug mule



Cash-desperate consumers are being lured into becoming unwitting “credit mules” via a cellphone scam, the Federal Trade Commission warns.

—Ellen Ambrose, “Don’t Become aCredit ‘Mule’,” AARP, June 11, 2014


Your grifter word of the day is “credit muling” iPhones at the Apple Store.

—7rider, “Your grifter word…,”Twitter, April 29, 2014


In a new twist on identify theft fraud, a Michigan operation allegedly used “credit mules” posing as new or existing cell contract customers to scam thousands of free or subsidized phones from AT&T, Verizon Wireless, Best Buy, Radio Shack and Apple stores.

—Janet Novacek, “ID Theft Ring Scammed Thousands Of Cell Phones From Verizon, AT&T, Apple, Best Buy,” Forbes, September 24, 2013

2012 (earliest)

These individuals are being recruited to buy the iPhones for $200, while sacrificing their credit to get the phones, in return for a cash payment,“ King said. …

A representative from Verizon told King they intend to move forward in the case against Blockmon and Staten, who was referred to as a ”credit mule.

—MarieSam Sanchez, “Venice Man, Two Others Arrested for Alleged iPhone ‘Gaming’ Scam,” Venic-Mar Vista Patcj, May 29, 2012


The credit muling scam works like this: A scammer — called the “recruiter” — convinces a cash-strapped but credit-sound person — the credit mule — to visit a cellular provider and sign up for a contract that offers a free or discounted smartphone. The recruiter buys the phone from the credit mule and tells the mule to cancel the contract at the end of the month. The recruiter then unlocks the phone and sells it for a huge profit. Later, when the mule tries to cancel the contract but can’t produce the phone, he or she is on the hook for the cost of the phone and any usage charges that have accrued.

This is sometimes called the “gaming” scam, presumably because the scammers are gaming a system that offers a free or low-price phone with a contract. Another variation is to recruit homeless people to obtain subsidized phones by signing new or updated contracts using identities that have been stolen by the recruiter.

Why a “mule”? Because a mule is a pack animal often used to carry things, and in the crime world those who smuggle contraband have long been known as drug mules, or justmules. The gaming scam, in a sense, “smuggles” a person’s credit to obtain a free or cheap phone, so that person becomes a credit mule.

In his monumental (and, alas, unfinished) work The Random House Historical Dictionary of American Slang, J.E. Lighter includes a longish entry for the various slang uses ofmule. Here’s definition 4:

A person who smuggles or delivers contraband, esp. illicit drugs, usu. as a low-level member of a criminal organization.

Lighter’s earliest citation comes from Emily “Janey Canuck” Murphy’s 1922 book Black Candle, although when you look at the full citation, you see she’s actually quoting an earlier source:

Bert Ford in The Boston American, writing of drug-intoxication in Boston says, “The ‘mules’ and ‘joy shots’ are among the most vicious elements in the plague.”

All My Best,
Jill M Roberts